![]() We will apply payments at our discretion, including in a manner most favorable or convenient for us. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Variable APRs will vary with the market based on the Prime Rate. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. This link will open in a new window.* Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. If it's $500, you'd be charged $4.48 in interest, and if it's $1,000 you'd be charged $8.96 in interest. Here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 10.9% and your average daily outstanding balance is $100, you'd be charged $0.90 in interest. This amount will also include any other amounts due under your credit card contract. The minimum payment is 5% of the following: your outstanding balance, interest on purchases and monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. ![]() ![]() You have 21 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. RRSP cash advances, promotional and regular cheques, in-store Accord D financing, interest charges, purchases of foreign currency, electronic funds transfers, money orders and any type of purchase made in a casino do not earn BONUSDOLLARS. Merchandise returns, cash advances, equal payment cash advances, Merchandise returns, cash advances, equal payment cash advances, RRSP cash advances, promotional and regular cheques, in-store Accord D financing, interest charges, purchases of foreign currency, electronic funds transfers, money orders and any type of purchase made in a casino do not earn cash back.īONUSDOLLARS are calculated as a percentage of the purchases made with the card. If it's $500, you'd be charged $8.18 in interest, and if it's $1,000 you'd be charged $16.36 in interest.Ĭash back is calculated as a percentage of the purchases made with the card. Here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 19.9% and your average daily outstanding balance is $100, you'd be charged $1.64 in interest. The minimum payment is 5% of the following: your outstanding balance, interest on purchases, monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. You have 25 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. ![]() If you don't pay the minimum payment by the due date, your annual interest rate will increase to 19.9% until we receive your payment. * Trademark of Visa International Service Association and used under licence. ® is a registered trademark of the Fédération des caisses Desjardins du Québec.įédération des caisses Desjardins du Québec. ® are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. The annual fee and fixed annual interest rate are subject to change with 30 days' notice.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |